Provides financial security and independence for homeowners, age 62 years and older. Home What is the Process? Free Video & Brochure Reverse Mortgage Calculator Frequently Asked Questions Please Contact Me Please Submit a Question About Us Testimonials Please Contact Me *Required information First Name: * Last Name: * Phone Number: E-mail Address: * Questions : All borrowers must be 62 years or older. Borrowers retain ownership and occupancy. No monthly mortgage payments. Loan repayment not required until last homeowner permanently vacates the residence. Upon repayment, you will never owe more than the home is worth. No income or credit requirements. Interest is due at the time the loan is paid off. When the loan is due, your heirs have choices - repay the loan and keep the house or sell the home and repay the loan. Social Security benefits and Medicare are generally not affected (consult appropriate government agencies). Closing costs and fees incurred can be financed as part of the loan. TAX FREE INCOME. Call to speak to one of our specialists in your area (800) 928-1121 Serving the needs of Southern California seniors for more than 25 years.